We offer tailored insurance solutions for smaller contractors as well as larger firms, ensuring the right level of protection whether your clients are starting out or managing major projects. Cover can be arranged on either a per capita or traditional wages & turnover basis, with competitive terms and a wide trade appetite.

Per Capita Liability

For smaller contractors with 1–10 employees and turnover up to £1 million

• Ideal for smaller construction firms and tradespeople
• Wide trade appetite, including high-risk construction sectors
• Contractors All Risks available on a separate contract
• Quick quotes and cover available via www.mi-binder.com

Contractors Package

For building and allied trades requiring comprehensive cover

• Package includes Contractors All Risks, Public Liability, and Employers’ Liability
• Contractors All Risks and Liability covers can be written in isolation
• Cover available for high BFSC turnover/wage roll exposures
• Non-negligent Liability available as standalone cover
• Public Liability excess of loss limits up to £50 million
• Cover available for existing structures, long-term contracts, and single projects

Why Partner with Us?

• Flexible underwriting for both small and large contractors
• Broad appetite for high-risk construction trades
• Streamlined placement via www.mi-binder.com
• Competitive terms and expert local underwriters